Our Products
Bhagat Credit & Finance comprehends a wide range of financial needs and provides a great deal of financial products to meet them right away. We open the finest paths to 50+ lenders offering home loans, business loans, personal loans, and a loan against property, being your true mortgage specialist. Obtain quick approvals by meeting the bare minimum of eligibility requirements. Seamless disbursements, and flexible loan repayment periods from leading credit providers can help you meet your financial responsibilities.
Business Loan
At Bhagat Credit & Finance, we understand that growing a business requires the right financial support. That’s why our Business Loans are designed to empower entrepreneurs and business owners with the funds they need to expand, manage operations, or invest in new opportunities.
Why Choose Our Business Loans?
Flexible Loan Amounts: Borrow based on your business needs, whether small or large.
Competitive Interest Rates: Affordable rates to help you focus on growth, not repayment stress.
Customizable Repayment Options: Plans designed to match your cash flow cycles.
Quick Approvals & Disbursals: Minimal paperwork and a streamlined process to save you time.
No Collateral Required (for select loans): Unsecured options for qualified applicants.
Purpose of a Business Loan
Expand Your Operations: Open new locations or upgrade existing facilities.
Purchase Equipment: Acquire machinery, tools, or technology to boost efficiency.
Working Capital: Manage day-to-day expenses with ease.
Inventory Management: Stock up on products and raw materials during peak seasons.
Business Development: Invest in marketing, training, or hiring new talent.
Who Can Apply?
Sole proprietors, partnerships, and companies.
Startups and established businesses.
Entrepreneurs seeking to bring their vision to life.
At Bhagat Credit & Finance, we’re here to fuel your ambitions and drive your business success.
Home Loan
At Bhagat Credit & Finance, we believe everyone deserves the joy of owning their dream home. Our Home Loan solutions are designed to make this possible, offering affordable and flexible options tailored to your needs. Whether you’re purchasing a new house, constructing one, or renovating your existing home, we’ve got you covered.
Why Choose Our Home Loans?
Low Interest Rates: Enjoy competitive rates that make your dream home affordable.
Flexible Tenure: Choose a repayment period that fits your budget, up to [insert years].
High Loan Amounts: Get the funding you need to buy your ideal property.
Quick Approvals: Simplified processes for faster approvals and disbursals.
Balance Transfer Facility: Transfer your existing home loan to us for better interest rates and terms.
Loan Features
Financing available for:
New home purchase
Plot purchase and construction
Home renovation or improvement
Transparent terms and no hidden charges.
Make Your Dream Home a Reality
With Bhagat Credit & Finance, turning your homeownership dreams into reality is simple and stress-free. Let us support you every step of the way.
Personal Loan
A Personal Loan from Bhagat Credit & Finance is the perfect solution for your financial needs, whether it’s for a dream vacation, wedding expenses, medical emergencies, or debt consolidation. We provide flexible, hassle-free, and transparent loan options designed to meet your unique requirements.
Why Choose Our Personal Loans?
Quick Approval: Get your loan approved in no time with minimal paperwork.
Flexible Repayment Terms: Choose repayment plans that suit your financial situation.
Competitive Interest Rates: Enjoy attractive rates that make borrowing more affordable.
No Hidden Charges: Experience 100% transparency with no surprise fees.
Unsecured Loans: No collateral required, making the process simpler for you.
Who Can Apply?
Our personal loans are available to:
Salaried professionals
Self-employed individuals
Entrepreneurs
At Bhagat Credit & Finance, we are committed to helping you achieve your financial goals with ease. Get the funds you need when you need them the most!
Home Loan Balance Transfer
Looking to reduce your home loan interest burden? Switch to Bhagat Credit & Finance with our Home Loan Balance Transfer facility and enjoy lower interest rates, better terms, and significant savings.
Why Opt for a Balance Transfer?
Lower Interest Rates: Switch to a lower rate and reduce your monthly EMIs.
Flexible Repayment Tenure: Restructure your loan tenure to suit your financial goals.
Additional Top-Up Loan: Get extra funds for renovations, education, or personal needs.
Minimal Paperwork: Hassle-free process with simplified documentation.
No Hidden Charges: Transparent terms with no surprises.
Benefits of Transferring Your Home Loan to Us
Save significantly on interest payments over the loan tenure.
Enjoy improved customer service and expert financial guidance.
Access additional funds through top-up loans at competitive rates.
Eligibility Criteria
Existing home loan with a repayment history of at least 12 months.
Satisfactory credit score and financial profile.
How to Transfer Your Loan
Check Eligibility: Connect with our team to review your current loan details.
Submit Application: Provide necessary documents for approval.
Approval & Disbursal: Once approved, we’ll settle your existing loan and take over the balance.
Make the Smart Switch Today
At Bhagat Credit & Finance, we help you save money and reduce your financial stress. Make the switch today and take control of your home loan with better terms and greater flexibility.
Loan Against Property (LAP)
Unlock the potential of your property with a Loan Against Property from Bhagat Credit & Finance. Whether you need funds for personal or business needs, we offer a quick and easy way to leverage your property and get the financing you require.
Why Choose a Loan Against Property?
High Loan Amounts: Borrow larger amounts based on the value of your property.
Flexible Repayment Terms: Choose repayment options that best suit your financial situation.
Low-Interest Rates: Competitive rates to ensure your loan is affordable.
Quick Processing & Disbursal: Fast approval and funds disbursed in a short time.
Multi-Purpose Loan: Use the funds for personal needs, business expansion, education, or medical emergencies.
Key Features
Secured Loan: The loan is secured against your property, ensuring lower interest rates.
Loan Tenure: Flexible loan tenures to ensure ease of repayment.
Top-Up Facility: Access additional funds over your existing loan for new needs.
Minimal Documentation: Simple documentation process with easy eligibility criteria.
Types of Properties Accepted
Residential properties
Commercial properties
Industrial properties
Eligibility Criteria
Property must be free from legal disputes.
A good credit score and stable income.
Property ownership proof and other supporting documents.
Unlock Your Property’s Potential
A Loan Against Property is a powerful financial tool to help you meet your needs without compromising your property. At Bhagat Credit & Finance, we make the process simple, transparent, and quick.
Education Loan
Investing in education is an investment in your future, and Bhagat Credit & Finance is here to support you every step of the way. Our Education Loans are designed to help students and their families access the best opportunities for higher education, both in India and abroad.
Why Choose Our Education Loans?
Affordable Interest Rates: Competitive rates to make your educational dreams more achievable.
Flexible Repayment Options: Choose from a range of repayment plans that suit your future income and financial situation.
Loan for a Wide Range of Courses: From undergraduate to post-graduate programs, professional courses, and vocational training.
Higher Loan Amounts: Borrow the funds you need for tuition, accommodation, books, and other educational expenses.
Quick Disbursal: Fast loan approval and timely disbursal to ensure you never miss an admission deadline.
Key Features
No Collateral for Loans Up to a Certain Limit: For loans under a specified amount, no security is required.
Top-Up Option: Additional funding for unforeseen educational costs.
Easy Application Process: Minimal paperwork and simple documentation to get you started.
Tax Benefits: Benefit from tax deductions on interest paid under Section 80E of the Income Tax Act.
Eligible Courses
Engineering, Medical, Management, Law, and more.
Degree programs, diplomas, and professional certifications.
Technical, vocational, and creative courses.
Empower Your Education
At Bhagat Credit & Finance, we believe every student deserves the chance to succeed. With our Education Loans, we help turn your academic aspirations into a reality.
