Our Services

Health Insurance

At Bhagat Credit & Finance, we believe that your health should always be your top priority. Our Health Insurance plans are designed to provide you with comprehensive medical coverage, ensuring that you and your family are protected against the rising costs of healthcare. With a wide range of plans tailored to meet your needs, we aim to give you the peace of mind to focus on living a healthier life.

Why Choose Our Health Insurance Plans?

• Comprehensive Coverage: Protects against hospitalization, surgeries, medical emergencies, and critical illnesses.

• Affordable Premiums: Get quality health insurance at rates that fit your budget.

• Cashless Treatment: Access to a large network of hospitals for cashless treatment, minimizing out-of-pocket expenses.

• No Age Barriers: Coverage options for individuals and families, including plans for senior citizens.

• Pre and Post-Hospitalization: Medical expenses before and after hospitalization are covered.

• Optional Add-Ons: Customize your plan with additional benefits such as maternity coverage, critical illness rider, and more.

Types of Health Insurance Plans We Offer:

• Individual Health Insurance: Coverage for single individuals to safeguard against medical expenses.

• Family Floater Plans: A single policy that covers your entire family, providing more value and convenience.

• Critical Illness Insurance: Specialized coverage for life-threatening illnesses such as cancer, heart disease, and more.

• Top-Up Plans: Enhance your existing health insurance coverage with additional protection at affordable rates.

• Senior Citizen Health Insurance: Specialized plans for senior citizens, offering coverage for medical treatments that are often required later in life.

Key Benefits

• Free Health Check-ups: Regular health check-ups covered as part of preventive care.

• Day Care Treatments: Coverage for treatments that require less than 24 hours of hospitalization.

• Pre-Existing Conditions: Coverage for pre-existing conditions after a waiting period.

• Cashless Network Hospitals: Access to a wide network of hospitals offering cashless treatment for added convenience.

• Hassle-Free Claim Process: Easy documentation and quick claim settlement.

Eligibility Criteria

• Age: Minimum age varies (typically 18 years), with coverage available for children and senior citizens.

• Pre-existing Conditions: Coverage for pre-existing illnesses after a waiting period.

• Medical History: A medical check-up may be required for senior citizens or individuals above a certain age.

Your Health, Our Priority

With Bhagat Credit & Finance, we make it easy for you to secure the protection you need in times of medical emergencies. Our Health Insurance plans are designed to ensure that you have access to the best medical care without financial worries.

Life Insurance

At Bhagat Credit & Finance, we believe in securing your family’s future and providing you with peace of mind. Our Life Insurance policies are designed to protect your loved ones financially in case of the unexpected. Whether you're looking for long-term security or short-term coverage, we offer flexible life insurance solutions tailored to meet your individual needs.

Why Choose Our Life Insurance Plans?

• Financial Protection for Your Family: Ensure your family’s financial well-being in case of your absence.

• Affordable Premiums: We offer competitive premiums that make life insurance accessible without compromising on coverage.

• Tax Benefits: Enjoy tax deductions on premiums paid under Section 80C and tax-free benefits under Section 10(10D).

• Customizable Plans: Choose from term life insurance, whole life insurance, or endowment plans that suit your long-term goals.

• Additional Riders: Add supplementary coverage options like accidental death benefit, critical illness, and more for added protection.

Types of Life Insurance Plans We Offer:

• Term Life Insurance: Affordable coverage with a specified term. This plan provides a death benefit to your beneficiaries if the unforeseen occurs during the policy term.

• Whole Life Insurance: Provides coverage for your entire life, with the option to build cash value over time.

• Endowment Plans: Combines life coverage with a savings component, providing you with lump-sum payments at the end of the policy term.

• Unit-Linked Insurance Plans (ULIPs): Offers both insurance coverage and investment options, allowing you to invest in various funds while securing your family’s future.

• Critical Illness Rider: Additional coverage for specific critical illnesses, ensuring that you receive financial support during treatment.

Key Benefits

• Lump-Sum Payout: In the event of an untimely death, your family receives a lump sum payment to manage daily expenses and long-term financial goals.

• Wealth Creation: Certain policies, like endowment and ULIP, provide opportunities for wealth creation in addition to life coverage.

• Loan Facility: You may be able to borrow against the policy’s cash value.

• Flexible Premium Payment: Choose from annual, semi-annual, or monthly premium payment options that suit your budget.

• No Medical Tests for Low Coverage: Certain low-coverage plans may not require medical tests, making it easy for everyone to get insured.

Protect Your Loved Ones Today

At Bhagat Credit & Finance, we understand that your family’s future is priceless. With our Life Insurance policies, we help you ensure that your loved ones are financially protected, no matter what life brings.

Motor Insurance

At Bhagat Credit & Finance, we understand how important your vehicle is to your daily life. Our Motor Insurance plans are designed to protect your car or two-wheeler from unforeseen events like accidents, theft, or damage. With comprehensive coverage, affordable premiums, and a hassle-free claims process, we ensure that you’re always on the road with peace of mind.

Why Choose Our Motor Insurance Plans?

• Comprehensive Coverage: Protects against damages caused by accidents, fire, theft, natural calamities, and third-party liabilities.

• Affordable Premiums: Get the best coverage at rates that suit your budget, with options to lower premiums based on your preferences.

• Cashless Network Hospitals: Access to an extensive network of garages and workshops where you can avail of cashless repair services.

• Quick & Hassle-Free Claims: Easy claim process with fast approvals and quick settlements, ensuring minimal disruption to your life.

• No Claim Bonus (NCB): Earn a No Claim Bonus on renewals if you don’t make any claims, helping you reduce your premium for the following year.

Types of Motor Insurance Plans We Offer:

• Third-Party Liability Insurance: The most basic type of motor insurance required by law, covering third-party damage or injury caused by your vehicle.

• Comprehensive Insurance: Offers extensive protection, covering both third-party liabilities and damages to your own vehicle, including fire, theft, and natural disasters.

• Own Damage Insurance: Protects against damages to your vehicle caused by accidents, fire, or vandalism, without covering third-party liability.

• Two-Wheeler Insurance: Specialized insurance plans for bikes and scooters, offering coverage for accidents, theft, and other damages.

Key Benefits

• Protection Against Theft & Accidents: Get financial coverage for damages caused by accidents, theft, vandalism, or natural disasters.

• Third-Party Protection: Coverage for injury or property damage caused to third parties in an accident.

• Personal Accident Cover: A rider offering coverage for personal injuries or death caused by an accident involving your vehicle.

• Roadside Assistance: Access emergency roadside assistance for situations like breakdowns or accidents.

• Zero Depreciation Cover: Get the full value of repairs without deductions for depreciation on parts.

Keep Your Vehicle Protected

Whether you drive a car or a motorcycle, Bhagat Credit & Finance offers reliable and affordable Motor Insurance to safeguard you and your vehicle. With flexible plans, value-added services, and easy claims, we ensure that you’re always protected on the road.

Home & Property Insurance

At Bhagat Credit & Finance, we understand how important your home and property are to you. Our Home & Property Insurance plans are designed to protect your home, its contents, and other assets from unforeseen risks like natural disasters, theft, fire, and accidents. Whether you're a homeowner or a business owner, we offer comprehensive coverage to give you peace of mind and safeguard what matters most.

Why Choose Our Home & Property Insurance Plans?

• Comprehensive Coverage: Protect your home, its contents, and any valuable property from natural disasters, fire, burglary, vandalism, and more.

• Affordable Premiums: Get extensive coverage at competitive premiums that fit your budget.

• Flexible Policies: Customizable plans to suit residential, commercial, or rental properties, ensuring your specific needs are met.

• Quick Claims Process: Easy claims filing and fast approval to minimize disruption when you need help the most.

• Additional Coverage Options: Add-on coverage options for valuables, personal liability, legal expenses, and more.

Types of Home & Property Insurance We Offer:

• Home Insurance:

  • Protects your home against damage caused by fire, floods, theft, and other perils.

  • Coverage includes the building, contents (furniture, electronics, etc.), and any additional structures like garages and sheds.

  • Options for homeowners, tenants, and landlords.

• Content Insurance:

  • Covers personal belongings inside your home, such as electronics, appliances, clothing, and furniture, from damage or theft.

  • Ideal for renters and tenants who do not need coverage for the building itself but want protection for their possessions.

• Property Insurance for Business:

  • Comprehensive protection for commercial properties, including office buildings, retail shops, and warehouses.

  • Covers assets like furniture, equipment, inventory, and fixtures.

• Fire & Perils Insurance:

  • Specifically designed to cover losses caused by fire, explosions, lightning, and other specific perils, protecting both your home and property.

Key Benefits

• Protection Against Natural Calamities: Coverage for damage caused by earthquakes, floods, storms, and other natural events.

• Burglary & Theft: Financial protection against loss of property due to burglary or theft.

• Personal Liability Cover: Protection against legal liability in case of accidents occurring on your property.

• Rebuilding & Repair: Covers the cost of repairing or rebuilding your home if it is damaged or destroyed.

• Relocation Expenses: In case of significant damage to your property, relocation expenses may be covered.

Protect Your Home, Protect Your Future

At Bhagat Credit & Finance, we are committed to helping you secure your home and property against the unexpected. With our Home & Property Insurance plans, you can be confident that you are protected from financial losses due to unforeseen events.